Rated

Rated

by 150+ First Home Buyers

by 150+ First Home Buyers

Matthew Stack is your trusted First Home Buyer Mortgage Broker.

Know how much you can borrow, what your repayments will be,
and get caring mortgage advice

✔ Caring professional approach, non-salesy.
✔ Know your borrowing capacity
✔ Know you monthly repayments
✔ Know your First Home Buyer scheme eligibility

Matthew Stack is your trusted First Home Buyer mortgage broker. SMS, call or fill out the form and let me guide you every step of the way.

Step 1: Calculate your borrowing capacity

Step 2: Calculate your monthly repayments

Step 3: First home buyer entitlements.

I'm Matthew Stack, your mortgage broker. Here to help you understand your borrowing capacity, repayments and first home buyer eligibility. How would you like to communicate with me?

Full name

Email

Mobile

How would you like to communicate with me?

No obligation

Fast response

Local broker support

First home buyer specialist

Our Partners

Our Solution

Matthew Stack is a highly experienced mortgage broker working with first home buyers, Australia wide.

Call or SMS a broker

Call or SMS a broker

First home buyer specialist

You’re ready to enter the market but unsure what the first real step is — we help you map out the process from day one so you’re not guessing.

First home buyer specialist

You’re ready to enter the market but unsure what the first real step is — we help you map out the process from day one so you’re not guessing.

First home buyer specialist

You’re ready to enter the market but unsure what the first real step is — we help you map out the process from day one so you’re not guessing.

First home buyer specialist

You’re ready to enter the market but unsure what the first real step is — we help you map out the process from day one so you’re not guessing.

You’re trying to understand how much you can actually borrow

Before you look at properties, we help you get a clear borrowing range so you’re only looking at homes you can realistically afford.

You’re trying to understand how much you can actually borrow

Before you look at properties, we help you get a clear borrowing range so you’re only looking at homes you can realistically afford.

You’re trying to understand how much you can actually borrow

Before you look at properties, we help you get a clear borrowing range so you’re only looking at homes you can realistically afford.

You’re trying to understand how much you can actually borrow

Before you look at properties, we help you get a clear borrowing range so you’re only looking at homes you can realistically afford.

I’m not sure what deposit I actually need

There’s a lot of confusion around deposits — we break down what you may need based on your situation and what options could help you get started sooner.

I’m not sure what deposit I actually need

There’s a lot of confusion around deposits — we break down what you may need based on your situation and what options could help you get started sooner.

I’m not sure what deposit I actually need

There’s a lot of confusion around deposits — we break down what you may need based on your situation and what options could help you get started sooner.

I’m not sure what deposit I actually need

There’s a lot of confusion around deposits — we break down what you may need based on your situation and what options could help you get started sooner.

I don’t know whether to go through a bank or a broker

We explain the difference and show you how lenders assess your application so you understand your options before committing to anything.

I don’t know whether to go through a bank or a broker

We explain the difference and show you how lenders assess your application so you understand your options before committing to anything.

I don’t know whether to go through a bank or a broker

We explain the difference and show you how lenders assess your application so you understand your options before committing to anything.

I don’t know whether to go through a bank or a broker

We explain the difference and show you how lenders assess your application so you understand your options before committing to anything.

You want to know your realistic price range before house hunting

Most buyers start house hunting without knowing their true budget. We help you work out your realistic price range first, so you’re only looking at homes you can actually afford — not wasting time on guesswork.

You want to know your realistic price range before house hunting

Most buyers start house hunting without knowing their true budget. We help you work out your realistic price range first, so you’re only looking at homes you can actually afford — not wasting time on guesswork.

You want to know your realistic price range before house hunting

Most buyers start house hunting without knowing their true budget. We help you work out your realistic price range first, so you’re only looking at homes you can actually afford — not wasting time on guesswork.

You want to know your realistic price range before house hunting

Most buyers start house hunting without knowing their true budget. We help you work out your realistic price range first, so you’re only looking at homes you can actually afford — not wasting time on guesswork.

I’m planning to buy in the next 3–6 months

You don’t need to rush — but you do need a plan. We help you get prepped early so you’re ready when the right property appears.

I’m planning to buy in the next 3–6 months

You don’t need to rush — but you do need a plan. We help you get prepped early so you’re ready when the right property appears.

I’m planning to buy in the next 3–6 months

You don’t need to rush — but you do need a plan. We help you get prepped early so you’re ready when the right property appears.

I’m planning to buy in the next 3–6 months

You don’t need to rush — but you do need a plan. We help you get prepped early so you’re ready when the right property appears.

The Process

Common myths for first home buyers

I need a 20% deposit before I start

This isn’t always true. Many buyers can get started with far less depending on their situation and lender options.

Action: Get a borrowing and deposit check so you know your real position today.

I need a 20% deposit before I start

This isn’t always true. Many buyers can get started with far less depending on their situation and lender options.

Action: Get a borrowing and deposit check so you know your real position today.

My bank will give me the best deal

Banks only offer their own products — not the whole market. That can limit your options and borrowing power.

Action: Compare lenders before you apply so you don’t miss better options.

My bank will give me the best deal

Banks only offer their own products — not the whole market. That can limit your options and borrowing power.

Action: Compare lenders before you apply so you don’t miss better options.

My bank will give me the best deal

Banks only offer their own products — not the whole market. That can limit your options and borrowing power.

Action: Compare lenders before you apply so you don’t miss better options.

I should wait until I’m fully ready

Most buyers delay unnecessarily. Starting early gives you clarity and a proper plan.

Action: Book a quick pre-assessment to understand your next steps.

5 Star Rated

From 150+ Reviews

Reviews

What Our First Home Buyers Say

Complex situations handled seamlessly, and a team that stays in your corner from start to finish.

Chat to me on Whatsapp

Chat to me on Whatsapp

As first home owners, Matthew went above and beyond to help us find a loan that would set us up for success throughout our home hunting journey. He communicated clearly, was quick in his responses to the many questions we had, and collaborated with our conveyancer to ensure the process ran smoothly. Couldn't recommend Matthew enough. If I could give 10 stars, I would.

BB

Bernalee Brockmann

Verified Google Review

We originally thought buying a house would be so far out of reach for us but Matthew did all the hard work in making sure it was possible to help us buy our first home. He kept us up to date with everything and made the whole process so easy! In less than 2 months we were able to buy our first home. Would definitely recommend him to anyone looking to buy their first home.

CB

Cameron Bullock

Verified Google Review

Matthew was so helpful and patient with me from the very first phone call. I didn't think I had a chance but now I'm feeling hopeful. Definitely recommend!

AC

Anna C

Verified Google Review

Matthew was a great help when we were buying our first home. He made the process effortless and with our weird working hours was able to contact all business remotely.

GS

Georgia Sirec

Verified Google Review

Matt was incredibly helpful, kind and efficient from the beginning. He took the time to understand my needs and situation. Matt was able to make a complicated process super simple! I highly recommend Matt for your financial needs!

B

Bec

Verified Google Review

Mathew has gone way beyond to help us. His process of loan preapproval is smooth and extremely systematic. I would highly recommend him.

G

Gauri

Verified Google Review

Dealing with Matt is a key success factor in finding the best loan and saving you money quickly. He offers fast practical advice that gets you to the finishing line faster.

PB

Peter Bakunowicz

Verified Google Review

Your First Home Buyer Specialist

Matthew Stack
0423 237 242

Helping First Home Buyers with their home loans, nation-wide. Over 150 5* reviews to back it up.

Understand your borrowing power, home loan options, and pre-approval pathway with a trusted mortgage broker. Caring professional approach, non-salesy.

To check your borrowing power, fill in the form, and I'll get to work.


Get a clear, obligation-free assessment of your home loan position.


No pressure. Just clear guidance on your next steps.

Chat to me on Whatsapp

Chat to me on Whatsapp

FAQ

Frequently Asked Questions

How much deposit do I actually need to buy my first home?

Often less than 20% depending on your situation. There's a 5% deposit scheme for first home buyers.

Do I need to go through a bank?

No, brokers compare multiple lenders.

How long does pre-approval take?

Typically a few days depending on documents.

Is this free?

Yes, brokers are paid by the lender, not you.

What government schemes am I eligible for?

It depends on your income, purchase price, and state. Schemes available include the First Home Guarantee (5% deposit, no LMI), First Home Owner Grant (cash grants in some states), and various stamp duty concessions for first home buyers. Matthew maps all of this at your first session — most clients are entitled to more than they realised.

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Call or SMS Matthew

0423 237 242

0423 237 242

Email

matthew@fetchmyhomeloan.com.au

matthew@fetchmyhomeloan.com.au

U 5 202 MILPERRA RD MILPERRA NSW 2214 AUSTRALIA 0423 237 242

U 5 202 MILPERRA RD MILPERRA NSW 2214 AUSTRALIA 0423 237 242

MATTHEW JAMES STACK trading as Fetch First Home Buyers (ABN 21 733 016 024 / Australian Credit Representative 524471 is a credit representative of LMG BROKER SERVICES PTY LTD (ABN 67 632 405 504 / Australian Credit License 517192)

MATTHEW JAMES STACK trading as Fetch First Home Buyers (ABN 21 733 016 024 / Australian Credit Representative 524471 is a credit representative of LMG BROKER SERVICES PTY LTD (ABN 67 632 405 504 / Australian Credit License 517192)

MATTHEW JAMES STACK trading as Fetch First Home Buyers (ABN 21 733 016 024 / Australian Credit Representative 524471 is a credit representative of LMG BROKER SERVICES PTY LTD (ABN 67 632 405 504 / Australian Credit License 517192)

Copyright © 2026 Fetch My Home Loans. All rights reserved. Privacy Policy

Copyright © 2026 Fetch My Home Loans. All rights reserved. Privacy Policy